Other Products
Sun StartUP - Sun First Aid Plus - Sun Acceler8 - Sun Dream Achiever
Sun StartUP
Sun StartUp is a life insurance plan that provides protection for at least 10 years and gives back a portion of your total payment if you outlive the 10-year coverage period. It’s a good choice for first-time insurance buyers who want something simple, affordable, and hassle-free in application.
Benefits of Sun StartUp:
Affordable life insurance plan
Get started with a life insurance plan that protects you for 10 years. With an amount that’s easy on the pocket, you can secure your loved ones’ future and ensure they can still fulfill the dreams you have planned together.
You may also add a supplementary benefit or rider to provide additional protection for contingency such as accidents.
Money back feature
With the plan’s “money back feature”, you can get a portion of your money back based on the total premiums paid after 10 years.
Sun First Aid Plus
Sun First Aid is an affordable plan that provides regular income benefit which may help lessen the lost income or savings during hospitalization due to an illness or injury. Alongside the insurance coverage it provides, Sun First Aid also gives back a portion of your total payment if you outlive the protection period.
Benefits of Sun First Aid:
Hospitalization benefits
Worry less about costly hospital bills due to confinement, surgery, long-term hospitalization or admission to an intensive care unit (ICU). A fixed cash benefit will be paid to you for each day of hospitalization, amount of which is dependent on the plan chosen.
Protection benefits
Secure your family’s future with life insurance protection that is equal to the total premiums* paid. The protection benefit doubles in the event of accidental death.
For total disability, premiums are waived so no need to worry about future premiums due.
Money-back feature for Sun First Aid Plus
With the plan’s “money back feature,” you will get up to 75% of your money back based on total premiums* paid on your policy’s 10th anniversary if the Insured outlives the protection period.
*Total premiums will be based on the original annual premiums at policy effective date. This is net of any extra premium and/or modal loading.
NOTE: Benefits indicated above are subject to the specific guidelines set by Sun Life and the actual provisions of the insurance policy contract.
Sun Dream Acceler8
Sun Acceler8 is a protection and savings plan that matures after 20 years. It provides you increasing life insurance benefit to be well protected from life’s uncertainties. It also offers you regular cash benefits, which can be a good source of guaranteed income that you can use for your child’s education and other school related expenses.
Benefits of Sun Acceler8:
Increasing life insurance coverage
Accelerate to your dreams of having a financially secure future with increasing life insurance coverage up to 228% of the Face Amount starting at the 9th policy year.
Load up your coverage with riders or supplemental benefits that give added protection in case of unforeseen contingencies such as accidents, disability and illnesses.
Increasing cash benefits
Enjoy the perks of having guaranteed and increasing cash benefits starting at the end of the eighth policy year and every two years onwards until your policy matures.
Guaranteed maturity benefit
At the end of the 20th year, fund your life goals using your policy’s lump sum guaranteed cash benefit equal to 102% of your Face Amount.
Special paid-up bonus and dividend earnings
Be rewarded with a special bonus after eight years and dividend earnings onwards. You may choose to get these in cash or leave with Sun Life to accumulate.
Limited payment period
Make payment more convenient depending on your goals. You may choose to pay your premiums annually, semi-annually or quarterly for 8 years only. Monthly payment through Auto-Debit or Auto-Charge may also be arranged after payment of the initial quarterly premium.
Sun Dream Achiever
Sun Dream Achiever is a life insurance and savings plan that is designed to address specifically your child’s education needs. It provides protection while you save for your child’s future education expenses and increasing guaranteed cash benefits to ensure your child can still continue his education no matter what happens.
Benefits of Sun Dream Achiever:
Life insurance coverage
Enjoy maximum life coverage that protects the life of the insured Parent or Payor for the entire duration of the policy. With this, your children can pursue their education and fulfill the dreams you yearn for them no matter what happens.
You may also add supplemental benefits or riders to provide additional protection for contingencies such as accidents and disability.
Guaranteed education benefits
Secure your loved one’s future through guaranteed cash benefit which can be used to boost your fund for your child’s education. This provides four (4) annual cash payouts that increase by 15% every year regardless of school or course chosen. Total cash benefit is equal to 100% of the insurance coverage.
Flexible premium payment
Make payment more convenient depending on your goals. You may choose to pay your premiums annually, semi-annually or quarterly for 5 years only. Monthly payment through Auto-Debit or Auto-Charge may also be arranged after payment of the initial quarterly premium.
Flexible cash payout options
With our “Flexible Cash Payout” feature, you may choose when the cash payout will start – from 12 to 17 years after policy effective date. You may use the cash payouts as education stipends when your child enters college.
