Whole Life Products

Sun Smarter Life Classic Regular and Classic Limited Peso Plans

Sun Smarter Life Classic Regular Pay

SUN Smarter Life Classic is a protection plan that provides double life insurance coverage throughout your lifetime. It also offers living benefits that you can use in case of emergencies or immediate need for cash.

Benefits of SUN Smarter Life Classic:

• Life insurance coverage

  Make a smart move and ensure your family’s future no matter what happens. This product provides life insurance coverage equal to double the Face Amount from Day 1 until you reach 100.

  Enhance your plan with the addition of riders or supplemental benefits which provide added protection for contingencies such as accidents, disability and illnesses.

• Living benefits

  Use your policy as an alternative source of funds in case of emergencies or immediate need for cash. Instead of borrowing from various financial institutions or giving up your priced possessions in exchange of money, you may use your guaranteed cash value and avail a policy loan. A portion of your coverage may also be given in advance in case of a terminal illness.

  What’s more, the non-guaranteed dividends which your policy may earn can be availed as a cash benefit that can be used to pay future premiums or purchase additional coverage. Dividends can also be left to accumulate.