Endowment Products
Sun Smarter Life Elite Regular and Limited Peso Plans - Sun Fit and Well - Sun Senior Care
Sun Smarter Life Elite Regular and Limited Pay (5 or 10 years)
SUN Smarter Life Elite is a protection and savings plan that provides double life insurance coverage throughout your lifetime. On top of this, it also enables you to receive guaranteed cash benefits that you can use to help fund your child’s education needs.
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Benefits of SUN Smarter Life Elite:
Life insurance coverage
Make a smart move and ensure your family’s future no matter what happens. This product provides life insurance coverage equal to double the Face Amount from Day 1 until you reach 100.
Enhance your plan with the addition of riders or supplemental benefits which provide added protection for contingencies such as accidents, disability and illnesses.
Lifetime guaranteed cash benefits
Enjoy guaranteed cash benefits for life starting at the end of the sixth year and every two years onwards. You may also choose to leave your cash benefits to accumulate and be available for future needs.
Living benefits
Use your policy as an alternative source of funds in case of emergencies or immediate need for cash. Instead of borrowing from various financial institutions or giving up your priced possessions in exchange for money, you may use your guaranteed cash value and avail a policy loan. A portion of your coverage may also be given in case of a terminal illness.
What’s more, the non-guaranteed dividends which your policy may earn can be availed as a cash benefit that can be used to pay future premiums or purchase additional coverage. Dividends can also be left to accumulate.
Flexible premium payments
Make payment more convenient depending on your goals. Pay regularly or you can opt for a shorter guaranteed payment period of 5 or 10 years only.
You may choose to pay your premiums annually, semi-annually or quarterly. Monthly payment through Auto-Debit or Auto-Charge may also be arranged after payment of the initial quarterly premium.
Sun Fit and Well
SUN Fit and Well is a New Generation Wellness Plan that offers you a comprehensive life and health protection, giving you and your family comfort and peace of mind in times of great distress caused by a serious illness.
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Benefits of SUN Fit and Well:
Health and wellness coverage
Preemptive wellness benefit1
Proactively maintain your health! Enjoy special access and privileges to various wellness activities that will help you stay fit and healthy.Comprehensive critical illness benefit
Enjoy peace of mind knowing that SUN Fit and Well covers you at a young age up until your senior years, providing financial benefits upon diagnosis of any of the 100+ critical conditions across minor and major stages.Specific cancer booster benefit
Further ease your financial worries with additional cash benefit equivalent to 50% of the Face Amount upon first diagnosis of any covered advanced-stage cancer.
Life insurance protection
Secure your loved ones’ future with guaranteed life insurance protection equivalent to the plan’s Face Amount until Age 100.Special bonus and dividend earnings
Be rewarded with a Special Paid-Up Bonus at the end of the premium paying period, and annual dividend earnings thereafter, which may be withdrawn anytime or left with Sun Life to accumulate.Limited payment period
SUN Fit and Well can be fully paid in 10, 15, or 20 annual installments, and payments are fixed throughout the paying period. Semi-annual, quarterly, and monthly4 modes are also available to make payments more affordable.
Enhance your coverage by availing of SUN Fit and Well Plus or SUN Fit and Well Advantage:Guaranteed cash benefits
As early as age 65, SUN Fit and Well Plus and SUN Fit and Well Advantage lets you advance 5% of the Face Amount for 8 consecutive years; giving you a steady income stream that you can rest on during your golden years.Treatment and rehabilitation booster
Avail of SUN Fit and Well Advantage and supplement your benefits to cover expenses related to medical treatment, hospitalization, follow-up specialist visits, home recovery and palliative care.
NOTE: Benefits indicated above are subject to the specific guidelines set by Sun Life and the actual provisions of the insurance policy contract.
Sun Senior Care
SUN Senior Care is specifically designed to address the evolving life and health protection needs of your life stage, protecting your hard-earned savings even if an illness strikes.
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Benefits of SUN Senior Care:
Prevention1
Prevention is better than cure. With SUN Senior Care, you can be part of Sun Life’s wellness program, which offers preventive care services, health perks, and special privileges.Diagnosis, treatment and rehabilitation2
Coverage when you need it most. SUN Senior Care provides a significant financial benefit equal to 150% of the plan’s Face Amount, in case you are diagnosed with any of the seventeen (17) covered common advanced-age critical illness conditions. This will help replace the funds you spent on diagnostic investigations, as well as other expenses related to treatment and recovery.Special benefit2
Ready and secured. SUN Senior Care provides an additional one-time cash benefit equal to 5% of the Face Amount to help ease the financial burden caused by any of the four (4) specific covered surgeries/conditions.Life insurance protection3
Secure your loved ones' future while you are in the best of health! Assuming no critical illness benefit has been paid, SUN Senior Care guarantees life insurance protection equal to 150% of the plan’s Face Amount, until age 100.
Limited payment period
SUN Senior Care may be paid in 3, 5, or 10 annual installments with a fixed amount throughout the chosen period. You may also opt to pay semi-annually, quarterly, or monthly.4
