Our Money and Health's Worth

Ria Manuel
Sep 8, 2019
5 min read

Hello Everyone! (I can imagine some of my team laughing, as i used to joke about having 1 Million Subscribers from YouTube hehehe ) 😅😅😅

Thank you for viewing my first blog entry (take note, blog ha and not vlog! haha!). Based on my recent experience on health insurance, I am more than happy and excited to share this with you.

From the time when Sun Fit and Well was launched and taught to us, (please complete the "Contact Me" form if you would like me to explain further what is this all about), i immediately got one for myself last August 2016. In December 2018, I made another decision to get the same plan to go on top of my first one. You are probably wondering why someone like me suddenly decided to get two (2) health insurances. Well, here are my reasons.

ree — SUN Fit and Well is a New Generation Wellness Plan that offers you a comprehensive life and health protection, giving you and your family comfort and peace of mind in times of great distress caused by a serious illness.

Firstly, I wanted more health protection coverage in case i get sick (I am covered with 114 Minor and Major Critical Illnesses). Even with HMO, it may not be enough (or it's already exhausted). It’s better to have more options than to rely on just one, right?

Secondly, if in case i didn’t get sick, I will be entitled to the living benefits of my health plan like special paid up bonus, dividends and endowment. While I'm paying for my health protection, I'm also building my savings where I can get more money back guaranteed (except for dividends).

Lastly, I added another coverage because of my lifestyle history. During my younger years, I was physically active on my health care until i got busy with my career. I neglected self care and I eventually gained weight which led me to getting sick often.

My consultation with a cardio specialist last December 2018 was a wake up call for me. If I remember clearly, his exact comments were “What can I do for you? Ang bata mo pa to be here.” Natawa ako and said my reasons anyway.

To cut it short, he provided a set for my blood works that also involves ECG, and treadmill. There I discovered I had very high cholesterol level! The result was too high for my age. For this, I knew this was God's sign telling me to really have myself checked. Ang galing talaga ni Lord🙏🙏🙏

Since then, I started my maintenance following another set of blood works last March 2019. Guilty as charged, i did not take my diet and treatments seriously. Dami excuses eh! I then decided to incorporate vegan food with my diet from March to June 2019. I discovered “The Vegan Grocer” on facebook in San Juan (they also have one in Evia Daang Hari) and the place was heaven! Lahat Vegan, from tocino, isaw, hotdog, bicol express, etc. Main point was achieved, MASARAP AT PARANG HINDI KA NAGDIDIET!

In June 2019 was my 3rd schedule for another set of blood works (quarterly monitoring). I finally received some good news from my cardio specialist that I can stop my treatment! What a great blessing from our Lord!🙏🙏🙏 Honestly, magastos talaga ang maintenance. It's an additional php400 for me per week or php1,600 per month (which i could have added to my Mutual Funds nalang sana hehehe). Isa pa lang yan ha, so what more if madami ka ng kailangan inumin. 😢 Good thing it didn't reach to that point.

In addition to the great news, my cardio specialist recommended I do cardio exercises at least one hour per day. The problem was, doing that was clashing with my schedule! To begin with, I had no helper, was taking care of 4 dogs (2 with epilepsy), and I was nursing a right knee patellar tendonitis (Patellar tendonitis is a common injury or inflammation of the tendon that connects your kneecap (patella) to your shinbone (tibia). Your pain may be mild or severe). In conclusion, NAPAKAHIRAP MAG EXERCISE SA TOTOO LANG!!!

If you ask me for a solution, it is this:

Ever since Sun Fit and Well came into the picture, my health life certainly became brighter. A health insurance plan that addresses all main concerns in healthcare PLUS it covers 114 critical illnesses (minor and major stages). Galing diba? May savings component pa.

Once you avail of this, you can take advantage of its Prevention Plan that gives policy holders FREE ACCESS TO CLASSES to let them stay fit and healthy.

Since 2017, kahit twice a month to a maximum of 4 times a month, i can access and join these FREE CLASSES by just Logging in to the website of GoWell. You may choose which ones you like to attend: from zumba or yoga classes at Kerry Sports ShangriLa BGC, Pretty Huge Obstacles in SM Aura, Pound classes in Fitness District Makati, Spinning classes from Saddle Row and so much more! You will also meet well-known Fitness Gurus from the Philippines like Ms. Nikki Torres, Ms. Jaymie Pizarro, Ms. Bubbles Paraiso and many others. So kahit papaano, i was able to go back to my habits before. It just takes a few baby steps.

It wasn't long until I saw the success of Sun Fit and Well because of its health prevention perks. Over a period of time, the free classes became harder to book. Kaya when September began, they immediately took action and partnered with ClassPass (wowoweeee)!!!! Here are the details if you're curious:

What is ClassPass?

ClassPass is a monthly fitness membership that provides you with access to thousands of different studios, gyms, and wellness offerings across ClassPass cities worldwide. This means more fitness classes in different locations around the metro!

What’s good about this?

Policyholders can get this for free(like me!!!). I can choose places near my house, i have wider selections of classes, and this includes a massage or spa! 💛💛💛👀👀👀

Alam ko mahaba na to, but why am I sharing this?

When I booked last September 2, it was for my favorite POUND CLASS. It feels so good to be back! 💛

Super natuwa ako. I booked classes for September 5-6. Unfortunately, both got cancelled because of system glitch which turned out great because in the end I was able book a RECOVERY SPA at THE UPPER DECK ORTIGAS. There I had the RELEASE MASSAGE and guys, believe me.... it was the BEST MASSAGE I EVER HAD! No pain, very relaxing, room was so neat and very private. All the staff were both professional and friendly, plus I loved the ginger tea they served😋

Going back to my point, Super Sulit yung Policies ko! Why?

1. I’m covered for death or critical illness

2. I have savings in the future as my living benefit

3. I can attend to expensive classes for FREE - it’s expensive to enroll to a gym diba tapos hindi mo din naman namamaximize un membership. I had that mistake in the past, one year membership but i only used the gym for 3 months. Now, it lessens my expenses na. ✔️✔️✔️

4. I won’t get bored because of variations in classes. Makes me more motivated to attend and participate in the classes.

5. Most importantly, It will make and keep me healthy!

Need proof? Here are some of the photos of me when i had my massage from their perks.